Annual super fee calculator

Use this calculator to convert the fee lines in a super product's fees and costs summary into a single dollar figure for your own balance.

How to fill it in

1. Enter your current account balance from your latest statement or app.
2. Add together every fee quoted as a percentage of your balance: the percentage part of the administration fee, the investment fee and costs for your option, and the transaction costs. Enter the total.
3. Enter the flat administration fee in dollars per week. If your fund quotes it per year or per month, convert it first (per year ÷ 52, or per month × 12 ÷ 52).
4. Leave the weeks at 52 for a full year.
5. Enter your insurance premiums for the year if you hold cover through the fund.

Formula: fees = balance × percentage ÷ 100 + weekly fee × weeks. The second result subtracts fees and premiums from the balance so you can see the cost in context. It ignores investment returns, contributions and tax.

Illustrative example (default values): $60,000 × 0.85% = $510, plus $1.50 × 52 = $78, so fees are $588 a year; with $300 of premiums the balance would fall to $59,112 before returns.

Limits: the default inputs are illustrative, not any real fund's fees. Funds can cap or tier admin fees, and indirect costs change each year. Check the real figures in your PDS or on the ATO's YourSuper comparison tool. General information only, not financial advice.